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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Accelerated Payment Option
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Accelerated Payment Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.70
$12.00
$12.30
$12.60
$13.20
$13.50
$14.10
$14.70
$15.30
$15.90
$17.70
$18.60
$19.50
$20.40
$21.30
$22.50
$23.40
$25.20
$27.00
$29.10
$33.00
$35.70
$37.50
$39.90
$42.60
$45.00
$48.00
$51.60
$55.50
$60.00
$69.60
$75.90
$82.20
$88.50
$104.10
$111.60
$124.20
$134.70
$146.10
$159.00
$174.00
$192.90
$212.70
$235.20
$267.00
$297.90
$334.80
$369.30
$408.00
$447.90
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Accelerated Payment Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$23.40
$24.00
$24.60
$25.20
$26.40
$27.00
$28.20
$29.40
$30.60
$31.80
$35.40
$37.20
$39.00
$40.80
$42.60
$45.00
$46.80
$50.40
$54.00
$58.20
$66.00
$71.40
$75.00
$79.80
$85.20
$90.00
$96.00
$103.20
$111.00
$120.00
$139.20
$151.80
$164.40
$177.00
$208.20
$223.20
$248.40
$269.40
$292.20
$318.00
$348.00
$385.80
$425.40
$470.40
$534.00
$595.80
$669.60
$738.60
$816.00
$895.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Accelerated Payment Option
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$30.60
$31.80
$33.00
$34.20
$37.20
$38.40
$40.20
$42.00
$43.80
$49.20
$51.00
$54.00
$56.40
$59.40
$62.40
$65.40
$70.20
$75.00
$81.00
$91.80
$97.80
$103.20
$108.60
$115.20
$121.20
$128.40
$137.40
$147.60
$159.00
$183.00
$199.20
$214.80
$231.00
$271.20
$289.80
$321.60
$348.00
$375.60
$407.40
$446.40
$493.80
$544.20
$600.60
$682.80
$760.80
$853.20
$939.60
$1,036.20
$1,135.80
$0.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov